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Hmm... what did I buy into? Krisztina pointed me to this blog:… - Echoes of Flavio's Ghost Dreaming
flavius_m
flavius_m
Hmm... what did I buy into? Krisztina pointed me to this blog:

http://londonwoodshouse.blogspot.co.uk

where shared-ownership flat leaseholders have something to say (and it is not good) about A2Dominion, the housing association I bought half of my flat from and whose service charges keep creeping up and up disproportionately -one more little thing about this place, on top of the upstairs-downstairs segregation built into it between housing association leaseholders and full owners, their arrangements with the most incompetent electricity/gas supplier in the market, the security issues that led to five burglaries in three weeks last summer.

And, checking my contract of lease, once you strip out the legalese jargon, etc, what is left boils down to: rights of the landlord: pretty much anything they want. Rights of the leaseholder: not much at all. Still a better situation than what I had before buying this flat but not fantastic.

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Comments
purplegril From: purplegril Date: February 21st, 2013 08:03 am (UTC) (Link)
Wow, that's horrible. Southern Housing have been amazing. I can only recommend them; total opposite to your expetience.
flavius_m From: flavius_m Date: February 24th, 2013 10:48 am (UTC) (Link)
Maybe I should look into what options I may have, although the idea of moving and having to go through it all again as I had to in 2009 fills me with dread.

I am yet to try and get some advice from the Leasehold Advice Bureau -I made an initial contact with them and it seemed quite positive but as I found work-arounds to some of the problems I was facing here I didn't proceed any further.. but I do need to establish what my rights and obligations really are, the contract of lease is, for the most part, written in the usual opaque legalese that only lawyers can decrypt.
robot_mel From: robot_mel Date: February 21st, 2013 09:39 am (UTC) (Link)
That is really good to know. Will be avoiding them.
flavius_m From: flavius_m Date: February 24th, 2013 10:49 am (UTC) (Link)
That would be wise...
androktone From: androktone Date: February 23rd, 2013 04:09 pm (UTC) (Link)
Still, the price of your share has probably increased over the last couple of years so theoretically you could sell up and have made a profit which you could put into something else? With house prices going up in london it might be worth suffering it for a while and then buying a house in a commuter town?

I have been very wary of shared ownership contracts and also leasehold contracts as I've seen people struggle with these implacable companies - it's better to have a small house in a less good location because you don't have any unexpected bills so you're more likely to be able to save.. we compromised on our house (£120k for a tiny terrace in an OK area of Luton 2 years ago), we would rather have bought a house in a village but couldn't afford anything freehold for that price. However the mortgage is only £500 so we're saving loads, and one day we might end up where we want to be!
flavius_m From: flavius_m Date: February 24th, 2013 10:53 am (UTC) (Link)
Ah, you see. The thing is, I'm a self-employed music teacher; it normally takes me a couple of years to get a viable teaching base when I move. And I'm quite happy living in Camden! I don't mind the small space, there's only one of me. But you're right in that there are so many traps associated with this. I walked into the shared-ownership thing with eyes open, I already was clear that _any_ leasehold is at least in part a con, let alone one where what you are buying is only the right to be in the space between the walls of your flat for the next 90 years or whatever -mind you, I would like to exercise that right to the full! But it might not happen that I reach 150 + years of age..:) I arrived in the world a little early for that.
From: (Anonymous) Date: November 21st, 2013 05:44 pm (UTC) (Link)

A2dominion Answerable to no one

Hi Flavius

Found your Journal per chance (ie: Google).
I am a Tenant with a2dominion have been for over 25 years.
They are answerable to know one, especially their Tenant's and Lease-holders.

Any Tenant who dares to complain about this regime, finds themselves marked out as "Bad Tenants" and that's when the harassment begins by their spiteful, malicious Staff and Contractors.

I sympathise with your experiences with a2dominion, and anyone who has to deal with this bloated fascist regime.

Kindest regards

Roger P Murphy
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